(March 2022)
This checklist is
designed for use with other PF&M articles.
Related Articles:
ISO Homeowners Optional
Coverage Endorsements
ISO Homeowners Exposure
Analysis Checklist
Brochure Understanding the
Homeowners Policy
Place a checkmark beside
any endorsement you recommend be included.
HO 00 22–Transition
Endorsement
HO 00 23–Transition
Endorsement
HO 00 24–Transition
Endorsement
HO 00 25–Transition
Endorsement
HO 00 26–Transition
Endorsement
HO 00 28–Transition
Endorsement
HO 03 12–Windstorm or Hail
Percentage Deductible
HO 03
18–Hurricane Deductible
HO 04 10–Additional
Interests–Residence Premises
HO 04 11–Additional Limits Of Liability for Coverages A, B, C, and D
HO 04 12–Increased Limits on
Business Property
HO 04 13–Computer-Related
Damage or Injury Exclusion
HO 04 14–Special Computer
Coverage
This endorsement was withdrawn with the introduction of
the latest HO Program. (03 22 Change)
HO 04 15–Section II–Limited Computer
Related Damage or Injury Liability Coverage
HO 04 16–Premises Alarm,
Water Leak Detection or Fire Protection System
HO 04 18–Deferred Premium
Payment
HO 04 20–Specified
Additional Amount of Insurance for Coverage A–Dwelling
HO 04 26–Limited Fungi, Wet or
Dry Rot, or Bacteria Coverage
HO 04 27–Limited Fungi, Wet or
Dry Rot, or Bacteria Coverage
HO 04 28–Limited Fungi, Wet
or Dry Rot, or Bacteria Coverage
HO 04 30–Theft Coverage Increase
HO 04 35–Supplemental Loss
Assessment Coverage
HO 04 36–Loss Assessment
Coverage for Earthquake
HO 04 40–Structures Rented
to Others (Residence Premises)
HO 04 41–Additional Insured
(Residence Premises)
HO 04 42–Permitted Incidental
Occupancies (Residence Premises)
HO 04 43–Replacement Cost
Loss Settlement for Certain Non-Building Structures On
the Residence Premises
HO 04 46–Inflation Guard
HO 04 48–Other Structures on
the Residence Premises – Increased Limits
HO 04 49–Building Additions
and Alterations (Other Residence)
HO 04 50–Increased Amount of
Insurance for Personal Property at Other Residences
HO 04 51–Building Additions
and Alterations – Increased Limit
HO 04 52–Livestock Collision
Coverage
HO 04 53–Credit Card,
Electronic Fund Transfer Card, or Access Device Forgery and Counterfeit Money
Coverage
HO 04 54–Earthquake Coverage
HO 04 55–Identity Fraud
Expense Coverage
HO 04 56–Special Loss
Settlement
HO 04 58–Additional Insured
– Household Resident
HO 04 59–Assisted Living
Care Coverage
HO 04 60–Scheduled Personal
Property Coverage (With Agreed Value Loss Settlement)
HO 04 61–Scheduled Personal
Property Coverage
HO 04 65–Coverage C
Increased Special Limits of Liability
HO 04 66–Coverage C
Increased Special Limits of Liability Endorsement
HO 04 77–Ordinance or Law Increased
Amount of Coverage
HO 04 78–Multiple Company
Insurance
HO 04 81–Actual Cash Value
Loss Settlement
HO 04 82–Loss Settlement
HO 04 90–Personal Property
Replacement Cost
HO 04 91–Coverage B–Other
Structures Away from the Residence Premises – Actual Cash Value Loss Settlement
HO 04 92–Specific Structures
Away from the Residence Premises – Actual Cash Value Loss Settlement
HO 04 93–Actual Cash Value
Loss Settlement Windstorm or Hail Losses to Roof Surfacing
HO 04 94–Windstorm or Hail
Exclusion
HO 04 95–Limited Water Backup and Sump
Discharge or Overflow Coverage
HO 04 96–No Section II
– Liability Coverages For Home Day Care Business
Limited Section I – Property Coverages For Home Day Care Business
HO 04 97–Limited Home Day
Care Coverage Endorsement
HO 04 98–Refrigerated
Property Coverage
HO 04 99–Sinkhole Collapse Coverage
HO 05 24–Special Personal
Property Coverage
HO 05 27–Additional Insured–Student
Living Away From the Residence Premises
HO 05 28–Owned Motorized
Golf Cart Physical Loss Coverage
HO 05 30–Functional
Replacement Cost Loss Settlement
HO 05 31–Modified Functional
Replacement Cost Loss Settlement
HO 05 41–Extended Theft
Coverage for Residence Premises Occasionally Rented To
Others
HO 05 46–Supplemental Landlord's
Furnishings Coverage
HO 05 80–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages
HO 05 81–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages–Form HO 00 04 Only
HO 05 82–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages–Form HO 00 06 Only
HO 06 01–Limited Cannabis Property Coverage
HO 06 07–Limited Coverage C
- A Dwelling Under Construction
HO 06 14–Increased Amount of
Insurance for Personal Property Located In a
Self-Storage Facility
HO 06 15–Trust Coverage
HO 06 21–Specified Other Structures Exclusion
HO 06 31–Green Upgrades Coverage
HO 06 33–Mechanical Breakdown Coverage
HO 06 43–Cosmetic Damage Exclusion-Wind or Hail
HO 06 44–Roof Surfacing
Cosmetic Damage Exclusion-Windstorm Or Hail
HO 06 46–Limited Loss
Settlement For Windstorm Or Hail Losses To Roof
Surfacing
HO
06 48–Residence Premises Definition
HO
06 49–Broadened Residence Premises Definition
HO 06 51–Damage To Property Of Others Increased Limits
HO 06 62–Broadened Home-Sharing
Host Activities Coverage
HO 06 63–Broadened
Home-Sharing Host Activities Coverage
HO 06 64–Broadened
Home-Sharing Host Activities Coverage
HO 06 65–Broadened
Home-Sharing Host Activities Coverage
HO 06 66–Broadened
Home-Sharing Host Activities Coverage
HO 06 68–Broadened
Home-Sharing Host Activities Coverage
HO 06 69 Utility Line
Expense Coverage
HO 06 91 Coverage B – Other
Structures Away from the Residence Premises- Replacement Loss Settlement for Buildings
HO 06 92 Specific Structures
Away from the Residence Premises- Replacement Loss Settlement for Buildings
HO 06 95–Broadened Water
Backup and Sump Discharge or Overflow Coverage
HO 07 01–Home Business
Insurance Coverage
HO
07 50–Additional Insured–Managers or Lessors of Premises Leased To An Insured
HO 07 51–Additional Insured
- Vendors
HO 07 52–Loss Payable
Provisions
HO 07 53–Exclusions–Personal
and Advertising Injury
HO 07 54–Liquor Liability
Exclusion and Exception for Scheduled Activities
HO 07 55–Special Coverage–Spoilage
of Perishable Stock
HO 07 56–Valuable Papers and
Records Coverage Increased Limits
HO 07 57–Special Coverage for
Valuable Papers and Records
HO 07 58–Computer-Related
Damage Or Injury Exclusion
HO 07 59–Computer-Related
Damage Or Injury Liability Coverage
HO 17 31–Unit-Owner's Coverage
C Special Coverage Form
HO 17 32–Unit-Owners
Coverage A Special Coverage Form
HO 17 33–Unit-Owners Rental
to Others
HO 17 47–Broadened Residence
Premises Definition Endorsement - Unit-Owners
HO 17 48–Residence Premises
Definition Endorsement - Unit-Owners
HO 24 01–Cannabis Liability Coverage
HO 24 02–Other Insured Locations(s)
HO 24 03–Non-Owned Motorized Bicycle and Motorized
Scooter Liability Exclusion
HO 24 04–Motorized Bicycle and Motorized Scooter
Liability Exclusion
HO 24 10–Personal Injury
Coverage (Aggregate Limit of Liability)
HO 24 13–Incidental Low
Power Recreational Motor Vehicle Liability Coverage
HO 24 43–Permitted
Incidental Occupancies (Other Residence)
HO 24 49-Personal Injury
Coverage (Aggregate Limit of Liability)
HO 24 64–Owned Snowmobile
Liability Coverage
HO 24 70–Additional
Residence Rented to Others–1, 2, 3 or 4 Families
HO 24 71–Designated Business
Pursuits Liability Coverage
HO 24 72–Incidental Farming
Personal Liability Coverage
HO 24 73–Farmers Personal
Liability Coverage
HO 24 75–Supplemental Watercraft
Liability Coverage
HO 24 77–Canine Liability
Exclusion
HO 24 82–Personal Injury
Coverage
HO 24 89–Personal Injury
Coverage
HO 24 96–Exclusion of Farm
Employees Illegally Employed
HO 34 02 Model or
Hobby Aircraft Liability Exclusion
HO 34 03 - Personal
Injury Aircraft Exclusion